State IDR guide
New York Independent Dispute Resolution Guide
New York State Department of Financial Services
New York is a bifurcated state. Its IDR process can govern qualifying emergency and surprise bills involving New York-regulated coverage and eligible providers.
Explore New York dispute data →
Search reported activity and outcomes, view source reports, and download the table.
Plan and jurisdiction considerations
Confirm DFS jurisdiction, coverage funding, assignment-of-benefits and notice facts, and whether New York law sets the amount. Self-funded ERISA plans generally remain federal.
Federal fallback
Use Federal IDR for eligible disputes outside the New York state process.
Timing and fees
New York has claim-specific IDR submissions, documentation, and deadlines; parties may also face IDRE costs under state rules. Check current DFS and IDRE instructions.
Air ambulance considerations
Air ambulance payment disputes generally use Federal IDR.