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State IDR guide

Maryland Independent Dispute Resolution Guide

Responsible agency
Maryland Insurance Administration
Review date

Maryland is a bifurcated state, and its All-Payer Model and state insurance rules can affect forum selection. Applicability is especially dependent on service setting, product, and payment method.

Plan and jurisdiction considerations

Determine whether an All-Payer Model amount or specified state law sets the total payment. Confirm plan type and regulator before using any dispute pathway.

Federal fallback

Federal IDR is available only when no applicable All-Payer Model Agreement or specified state law determines the amount and federal requirements are otherwise met.

Timing and fees

Maryland processes and hospital-rate rules have distinct procedures. Verify current MIA and Health Services Cost Review Commission material; federal fees and deadlines apply only to federal disputes.

Air ambulance considerations

Air ambulance claims generally receive a separate Federal IDR analysis.

Not legal advice. This guide is general information. Consult current agency instructions and qualified counsel for legal interpretation.

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